Bhamashah Swasthya Bima Yojana (BSBY): Empowering Vulnerable Sections with Cashless Health

Accessibility is sensitive in cases of health where vulnerable populations require superior healthcare services. In response to this, the Rajasthan government started the Bhamashah Swasthya Bima Yojana (BSBY) in 2015, which offers cashless health advantage services, especially to families belonging to the BPL household. The   scheme ensures there is no one left out to undergo poor treatment owing to lack of funds.

What Is Bhimashah Swasthy Bima Yojana (BSBY)?

BSBY is a health advantage scheme aimed at providing health security to people belonging to economically weaker sections of Rajasthan. This is whereby beneficiaries make cashless claims for treatments of conditions in both public and private health facilities. It aims to identify more than 1,400 medical and surgical treatments which will guarantee essential healthcare services can be delivered.

BSBY-Key Features

BSBY provides cashless treatment, surgical procedures, and serious conditions. The government scheme includes both public and private hospitals to offer a wide range of healthcare services.

The following points describe the salient features of the BSBY scheme in detail.

• Cashless Medical Treatment: The scheme provides a cashless treatment in the registered hospital whereby the beneficiary cannot be bothered about making cash payments during emergencies or treatments.
• Coverage: BSBY pays Rs. 30,000 per annual cover for oncology and other diseases, along with Rs. 3 lakh for diseases that demand cardiology, neurology, or oncology treatment.
• Public and Private Healthcare: It deals with public and private healthcare centres to increase the health-related quality of life of the people of Ireland.

Bhamashah Card

The Bhamashah card is an identification card in which the woman head of the household uses a biometric card for multiple purposes. Connected with the bank account and Aadhaar, it is intended to enable receipt of a variety of government services, such as BSBY health advantage.

BSBY-Eligibility Criteria 

To be eligible for BSBY, applicants must meet the following criteria:

• Should preferably be a resident of Rajasthan.
• Should come under the BPL or else be considered as an economically weaker section as defined under the SECC

BSBY: Documents Required

The key documents required for the BSBY application are mentioned below, so make sure you have all the documents ready

• Aadhaar card (photo identity proof).
• Ration card section (for proving BPL status).
• Identity proof (wholly relevant for confirming that the candidate resides in Rajasthan).

BSBY: Step-By-Step Application Process

For detailed guidance on how to apply and to check the status of your application, read the step-by-step guide provided by Jagruk Bharat titled Bhamashah Yojana.

Conclusion

The Bhamashah Swasthya Bima Yojana is a brilliant program of the Rajasthan government proven to be efficient in providing healthcare to beneficiaries of different classes of society. Offering patients cashless treatment is another way to help eliminate excuses that the poor cannot afford adequate health care.

Visit Jaagruk Bharat today and learn how new government programs that suit you are offered!